If next door not Spot zoning.3.  

In short: rents and cash flow have not caught up with the rising interest rates since 2022.

@Ben Cochran I hope you have factored STR tax savings into your cashflow and ROI as it can be significant.Leveraging equity to purchase a short-term rental (STR) in Tampa Bay can diversify your portfolio and potentially generate strong cash flow, but it also increases your financial risk.While your properties hold significant equity, adding debt from HELOCs or a DSCR loan could strain your finances if STR performance fluctuates or costs rise.

Many Loan Officers like to BS to get a client in the door.

Rents and property values rise pretty steadily in our market at a rate about 2-3X the national average.

It took me 11 years, 25 properties and 76 doors to replace my income but when I bought my first larger commercial deal, it replaced my wife's income in one year. 

See, what I need is a way that people like me can "open the doors" without a sudden, unexpected windfall and without "pulling a rabbit out of a hat" - most of us don't even have a hat, much less a rabbit!

Our rent-by-the room residents appreciate a lockable bedroom door, a private bathroom, sufficient on-site parking, a large refrigerator and a large washer and dryer (in order of most to least important).

Such cities tend to have lower prices that rise slowly due to limited demand.

Some mentees will act as a bloodhound for the mentor, knocking on doors, driving for dollars, scouring the internet, making cold calls, or performing other services that help the mentor find new deals.