I think you should change PMs because you have multiple complaints.  

Curious to know if anyone else does the model this current day. 2019 was a different ballgame than todays market for sure and I think the model can work but it's very few and far between where the numbers will make sense in todays market.

If we got into the same situation as 2008 do you how do you think you would fair? 

I have tried a couple and didn't think they were very helpful.   

I think in this environment lenders are changing requirements, guidelines, and product availability daily.

I think if you leverage 70% of it you’re going to seriously cut into your cash flow and personally if I was going to have $7M in debt I’d prefer it to be spread over several projects built slowly.

Don't change jobs or income yet.Once you do and you think you can manage the payments based on your new income, maybe once you get the rooms rented.Then if you want to switch there are plenty of opportunities. 

Don't ever think that the relationship will protect you.

Thinking about switching

The home was in rough shape—think mold, a hole in the roof, and years of water damage.