Remember, "You have the right to remain silent and anything you say can AND WILL be used against you." when talking with a government inspector.

You can read up on "Disparate Impact" Theory on a variety of landlord resource websites, including government agencies. 

Generally, I would recommend giving your Airbnb at least 6 months to build some credibility.

They convinced themselves that I am awesomeThey did all the rapport building, credibility building FOR me.. and all this...while not even knowing they exist!!

[Bureau of Labor Statistics]Next came ADP’s employment report, where private (non-government) jobs growth slowed for the third straight month to +150,000 in June.

So, in the foreseeable future, every non-government job your tenants have will vanish.

For mortgage originators, real estate professionals and investors, the 4.65%-4.45% drop in the 2-Year Treasury should result in banks lowering Jumbo & Super Jumbo Mortgage interest rates next week Conforming and Government loan products are also seeing improved pricing.

I was told if I want credibility they have testimonials.

Everything is harder and takes longer because the government is involved.

And does your calculation take into consideration the fact that an entire town can burn down, and the only assistance the government will give you is a $700 gift card?