The more common one is a flat value for the ADU, like they would for a pool or another bonus.

It’s like you bought the properties with a 30 year loan and are putting the rest in to a savings account.

You will also quickly learn how to manage properties well instead of spending decades figuring it out like most investors.

I was hoping to hear you add something like this...  

I would like to surf the BP app whenever I have downtime just to get my daily news updates on real estate and take advantage of the PRO articles.Someone help!

I recommend you go to the source and educate yourself on all the landlord-tenant laws, particularly in an increasingly regulated state like Colorado.Here's a good starting point: https://doh.colorado.gov/landlord-rights-and-responsibilitie...

There are also a large number of accountants we work with who say that as long as it is done at arms length as a business like transaction then they are fine with it. 

Commercial liability will only cover liabilities like lawsuits right?

@Jai Windish I don't know the neighborhoods of Peoria, but what about something like this: https://www.realtor.com/realestateandhomes-detail/1025-N-Uni...?

Not likely), vacancy (@ 8% for me), and a possible PM (10% normally).I recommend you reach out to a local seasoned investor and have them run your #s with you, as the #s depend on how you manage it (how hands on you are) and also local pricing.