Here, a lien release from the GC means Nothing, as far as subs/suppliers being able file a lien.

But, if your goal is to build a sustainable and scalable business, this is going to take a lot of time and effort, and you can't devote that time when you're busy swinging a hammer.Here's an example of how you're losing money by doing the work yourself -- if it were going to take you 15 hours to frame a basement, I'd suggest you instead spend those 15 hours finding cheaper suppliers or negotiating with your suppliers for better prices.

Combining a REI with a retail business opportunity for myself, my subs and suppliers.

As for the paint the difference was marginal and from our supplier I think we ended up paying only an extra $5 on a 5 gallon can of paint.Now the trick is when you tear down the drywall for foam sealing.

If there are any payments required, make sure you pay on time and the checks are deposited on times, the date deposited is the date payment was made.Now, a year later you are then ready to rfi without a cash out requirement with valid liens to be paid off.Your parents need to be as protected as any other lender, they need to be added as lien holders to your insurance policy, without a recorded debt they could be an additional insured but as a lien holder they come before you or your estate is something were to happen.Next, having the debt is evidence for interest income for thier taxes and yours as to your tax deduction, you'll have one 1099/98 with this arrangement.Don't know if you are an only child, but if anything were to happen to your parents the recorded note and deed of trust will show the arm's length transaction for any estate issue, the same for you as well.Since you're doing construction, if you had a disagreement with any labor or material supplier your parent's interest will be ahead of any other liens that could be filed against your property by filing that deed of trust in thier favor.

For example, historically, we'd never have considered buying roofing materials, lumber, windows or hardwood material ourselves (just let our contractors supply it), but there is a decent savings by buying it ourselves, both because we can choose the supplier, can buy in bulk and because we know we're not paying markup to the contractor.

I am having to squeeze my contractors, suppliers and realtors to get costs down to make numbers work.

BMO has tons of cabinet suppliers, I also actually have used Ikea cabinets and found them to be very affordable and durable. 

You can get a couple of contractors and suppliers to give you rough cost info on major items like roofing, Dudding, windows, doors, flooring, paint, cabinets, tops etc.

Know who the best installers are, know what the costs are, have a network of suppliers.