@Jamal L.

They need to be in conjunction with activities that materially effect the P and L of the property directly, such as screening tenants. 

Quote from @Nicholas L.: @Divya SanthanamI'd be cautious. 

Quote from @Nicholas L.: @Elijah Tisdaleare you a member of any of the Pittsburgh RE FB groups? 

Quote from @Cheryl L VanFosson: The difference is that the current method allows the buyer to purchase with less money up front.

Generally for an investment property under conventional cash out refinance, the max LTV will be 70-75% - so you can calculate by (700k x LTV).As @Nicholas L. mentioned, it's a good idea to compare conventional and DSCR cash out refinance options.

Quote from @Nicholas L.: @A H.you may get people chiming in with advice on Kansas City or other out of state markets that they want to recommend to you, but I am going to be blunt.it is very, very difficult to cash flow right now unless you are using some kind of creative strategy (or combination of strategies).you might be able to use your HELOC to buy 1-2 properties... but if you use a HELOC for the DP + a mortgage, that will likely be so expensive that you won't cash flow at all and will be negative every year.I appreciate you being blunt.

-Roberto L.

Quote from @Nicholas L.: Graduate from collegeGet the highest paying job you canReduce your expensesSave up enough to house hackHouse hackIn a year or two, refinance and house hack againRepeatGood luck A surprisingly verbose response from you.

These are activities where if they are not done, the negatively effect the p&l.