What if an opportunity to find 15% cash on cash return was available following the purchase of your primary in which you were saving 4.5% interest by putting 20% down, you would lose the delta/spread of 10.50 per year that could not only pay the difference of a higher mortgage from your primary but also simultaneously provide you an additional revenue per month to cover your other expenses...

I like Delta Title, a lot of people use saddle creek.

I get the argument of selling it now to take advantage of not having to pay capital gains on the delta, but so long as you're in a situation where you're positively cash flowing the property by having a tenant in, there I'd keep it.

But you will get the delta of those 20% and what the place is worth now as cash.

Delta variant is here, there are cases and a small number of hospitalizations, but very few deaths.

The delta you get between fixed rate debt and raising rents has helped my portfolio become even more profitable.

Only cost left is to get a new radiator installed below the window.Cost is as follows:-American Standard "Standard Collection" Pedestal sink (new from Craigslist) $80- Delta Faucet $120- toilet seat $6- Sherwin-Williams "Windy Blue" mistinted paint $5- Sherwin-Williams "Dover White" mistinted trim pain $10- MDF 1x4 trim boards $25The BeforeThe After

Note holder does as well as the owner COC  just giving up the depreciation but its far more passive.you can buy whole NPN seconds for very cheap.. but you are taking on a ton of work to figure those out depends on what your time is worth and your band width.but generally speaking there is no leverage in notes.. once you get going and get big enough and have a local banker that loves you .. you can hypothicate notes and pull cash to buy more.. but of course your just making money on the delta between bank rate and your note rate.. and taking on debt.One thing people like about whole notes is they are NOT wrapped up in a fund with no way to get out or if something goes wrong they cant just jump in and solve their own problem.

How about lowes 535201 which is a Delta one handle single hole product.

It is like a choice between a moen or delta faucet with chrome finish, it is a simple functionality.