The people there I have gotten to know and I will say I distrust them the least of all business people I have ever met!

A lot of family businesses cannot stay in business upon parent death due to no longer getting the prop 13 property tax discount.  

My business partner is able to issue IUL.

I purchase the land from a local jeweler who I tracked down at his business and asked he was interested in selling.

and they're difficult to do, because you're up against businesses that do nothing but flip and BRRRR, and here you come along wanting to do 1 home run right out of the gate. 

I'm sure there's other stuff you'll want to factor in - what businesses are moving to and from each areas. 

How's business going for you?

Hi Aaron - check out our lender page here on BiggerPockets - you can see info and a long track record of strong reviews: https://www.biggerpockets.com/business/page/49Also, sharing links to the 10-Part Article Series we published here on BP on everything you need to know about DSCR Loans - we are fully committed to transparency and providing info/guidance to the BP investor community!

There are a handful of active agents here on BP in the Portland area (including my business partner and I) who would be good places to start.

It will be extended, we'll see a reduction in regulations that hamper small businesses, and we'll see new regulations that help small businesses.