Hello @Jerry A.Feel free to message me if you have any questions but I would seek out a broker who has access to over 220+ lenders to help do the shopping for you. 

With that being said, what do you plan on doing different this year in your business?

How do y'all find your clients in need of this type of funding?

I think this arrangement is better than nothing or me taking her to court to only get the land back. 

I’ve seen deals like this before where a seller needed quick cash but was still emotionally tied to the place.

This would be news to me.  

I was talking to a RE friend.He said it's a bad time to buy* rates are high* homes are expensive in most marketsLooking to hear some counterpoints. Thanks

It’s also important to be as specific as possible in the scope of work for each line item—clear details can save you from misunderstandings or unexpected costs later on.I specialize in consulting services for situations just like this, helping clients work confidently with contractors by bridging the knowledge gap.

For this reason, I prefer to plan renovations when a long-term tenant moves out.

However, this is not specific legal advice to you, just an opinion based on the circumstances described in this thread.