I want to go in at 80% but my agent wants me to go in at 95%. secondly, i'm getting irritated at time wasted from going to many properties that have NO appeal to me.

Then you can go and clean it up a little and just include that into the price.See there are many ways to skin a cat.

Do you think that the bank would feel comfortable doing this considering the AMOUNT OF SKIN that you would have in the game?

You'll need to get some thick skin to survive.Good luck.

It does not matter what the color of their skin is, and there is plenty of stupid to go around.

An investor that has skin in the game will be less likely to just walk away when things get tough.If your deal is good enough and you have something to offer, you might be able to get 100% financing.

What ever you do, be sure to have a good paint respoerator, eye protection and clothes that can protect your skin pores when first working in the area.

I have a thick skin and I assume others do as well, let's face it one of the "benefits" of posting questions on line is that you know you may get a bit "flamed" for your posts.Again, I could just tell everyone "wow, you're a genius, you'll be a millionaire in no time" like the gurus do.

The realtor seems irritated that we have to work with an FHA loan since I have to ask for up to 6% back in closing costs.

Realtors on both end want to see some skin in the game, thus earnest money deposit.