It's a free market. - You will finally get a tenant. 

And if you join Lowe's Pros, you'll get an additional discount (it's free to join).

Key Factors for a Good Seller-Financed DealCash Flow: Rental income should exceed monthly payments (PITI) by at least 1.25–1.5x.Purchase Price: Compare to ARV and market value for fair pricing and equity potential.Interest Rate: Aim for competitive rates; higher rates must still allow positive cash flow.Amortization/Balloon Terms: Favor longer amortization and align balloon payments with your exit strategy.Down Payment: Lower upfront costs reduce risk but should meet the seller's expectations.Flexibility: Seek no prepayment penalties and fair late-payment clauses.Property Condition: Ensure the property’s condition matches terms through inspections.Seller Motivation: Assess the seller’s willingness to negotiate favorable terms.Exit Strategy: Have a clear plan for refinancing or payoff at term end.Portfolio Fit: Ensure the deal aligns with your financial goals and risk tolerance.Vetting multiple deals and consulting professionals is crucial to making sound decisions.

Feel free to reach out if you ever have any questions Best of luck on your journey!

I’m excited to connect, learn, and eventually contribute as I gain experience.Feel free to drop your wisdom or recommendations—I’m all ears!

@Evan O'Brien feel free to reach out..PM with your question about TSP loan.

Please feel free to reach out if you have any advice, insights, or opportunities to share!

Most local banks and credit unions will have free accounts.You need two accounts: checking and savings. 

Check out FilePlace (linked at the bottom of every page) for free user-created resources.🛠 Tech issues?

Feel free to reach out.