To receive the 4% ratio, you have to submit an application showing the property is your primary residence.

Should I refinance, I know I cannot do  HELOC because it is not my primary residence. 

I also checked in our executive meeting and your property is being marketed $100 above the range we gave you and has a resident application.  

Investment Info:Single-family residence fix & flip investment.

I'm excited for the opportunity to be apart of the community with BP, I reside in the state of Virginia and started my investment journey many years ago at 22 doing fix and flips, I stopped when the market crashed in 2007/2008 and didn't like the way the market looked and I left the investing world, I became a mortgage loan officer, and then processor and later underwriter and learned the backend of the conventional lending world.

Investment Info:Single-family residence fix & flip investment.

The Taxable Value is uncapped and equated to the SEV upon a sale or other transfer of property ownership, with limited exceptions.Homestead versus Non-Homestead Millage RatesCounties & cities in Michigan are allowed to set their own millage rates, with one restriction – a primary residence (Homestead) is exempt from up to 18 mills of school taxes on their Homestead property.

Additionally, you may just want to ask your tenant to be mindful of the other residents by using some form of air freshener or scented candles etc. you would be surprised what a conversation can do, maybe you'll get a more favorable result.Best Chris

In the US, they can be randomly shot at a supermarket, a school or a nightclub.

Do you have to commit to only serving one type of resident over the other?