The resident is great and the rent rate reflects that. 

., $300 for paint and supplies) and add a fair hourly rate for labor.

Include in your model rates going up by 2%, and just make sure you enough cash to cover. 

Appraisals, Lenders and Rates : Beyond the transactions that were literally in process (sales, listings, leases, seller carries) are properties that remain amongst vacant lots.

Quote from @Pat Aboukhaled: Curious.. do you think a flat rate for the whole season feels more convenient, or would you rather pay per snowfall to avoid paying for a mild winter?

it also means their interest rates change with the Bank of Canada rate. 

You can shop 10 or 20 lenders in a weeks time, find out what products they offer, what rates, what overlays and qualifications they each have for you.... 

It seems duplexes are valued on rent rates for the most part.

If you're comfortable living where you are, equity in your current property or your savings rate would be the two other ways to get your next one which is going to be much slower.

If they have not set up a listing appointment with you during that phone call drop off a marketing packet on their doorstep.Door hangersWalk neighborhoods and place a door hanger on everyone’s house.