My opinion was he attempted to add levity/humor to a thread that is getting too personal.  

no, but just understand that this is what's happening and that it's easier to push theory than to actually execute a strategy in real life and make it work. 

You save yourself on the inspection.I am pushing on and relying on the confidence of the team I am building in the area and their word! 

LA County just had a judge push through an appeal for the law.

I made the mistake of listening to realtors who pushed me towards using Anderson 100 windows on a few for sale projects citing the name recognition will help sales.

I think the benefit of a mini split system over a central are the energy efficiency the offer, the individual control over zone cooling/heating, simpler maintenance, quite operation.In the end it comes down to what makes sense in your situation, but I will say that there is a lot of fear mongering among a lot of HVAC companies to push people to either central systems or if they do mini splits, then into the higher priced systems. 

That's not worth it.So many people push investors to borrow against their equity, borrow from grandma, borrow, borrow, borrow!

It will be interesting to see how the business evolves in the coming years but my hunch is anyone who is charging hourly unless they have significant credentials will be pushed to the side.

this is a toughie. hard money specifically is equity-driven, meaning they'll likely want 40%+ down to even entertain the deal. additionally, land without improvements is often very inexpensive (relative to land with improvements), usually pushing below a threshold which makes sense for a hard money lender. if you're not intending to build right away, then i think you'll have the best luck with private money instead of hard money. usually higher leverages than hard money, and more negotiable terms.if you are intending to build on it pretty right away, a ground-up construction loan could work, but those will typically require some ground-up construction experience (on title on other ground-up deals), or an extensive portfolio of heavy rehabs/ rentals/ strong liquidity. those will give you acquisition monies (to buy the land) and build monies (to build the improvements).

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