Any work you do is considered a contribution.You must take care w.r.t. the "disqualified persons" and "prohibited transactions" rules.

Though I suppose the retirement account could act as the lender on many of the deals or is that prohibited because the borrower would be a disqualified individual?

It doesn't sound to me like a refinance should be prohibited, though I've never actually tried it.

I understand that a person cannot buy from, or sell to, a prohibited party, such as a parent or child.

I'm not sure if that means its cost prohibitive or my competitors are not savvy enough to ad it to their marketing campaigns?

Hello,Last SDIRA question for a while :lol: I read this on another website;Due to conflicts of interest, neither you nor a close relative can live in the home now, as this would be considered a prohibited transaction with a disqualified person (IRC §4975(c)(1)(a)).

As others have mentioned, zoning is the prohibitive aspect.

In fact, it's VERY difficult to mortgage an amount below what you are financing because the various fees charged by the mortgage company start to become so high, as a ratio to the amount finance, that usury laws start prohibiting the loans as the mortgage companies will only reduce their fees so much.

However, if an LLC is going to pay money to the Member who owes a debt, a court can prohibit the LLC from giving the money to the Member and can instead make the LLC turn over the money to the creditor (this is a charging order).

I am definantly using this site for information to prohibit me from getting stuck, but when you are new the only way to learn is through experience.