Work overtime, 2nd job, 3rd investment vehicles, etc..   

I think, that while you may be right in your observation, there are more rational explanations...The reason, I would suspect, for the fundamental difference you are sensing goes back to the fundamental difference in the investment vehicle itself.

There aren't many investment vehicles in a TSP aside from the funds the few funds they have.Would it be possible or even legal (I know, seek professional legal advice yada yada) to continue contributing 5% (or more) into my TSP to take advantage of the "free money" being matched by the government and then roll the balance every year into a tax deferred SD-IRA so I can invest that money freely? 

In that case, you should sell the large home.You also indicate that you want to build wealth through real estate, which is probably the best wealth-building vehicle available to most people. 

I always say a good way to judge someone in trades is by the work vehicle they have.

Hello all,*Recreational - typo headerI know of a motivated seller looking to sell his RV Park.  I would like to see if there are any interest investors?  I have an agreement with the seller but looking to partner up o...

These vehicles certainly have a place in asset protection, estate planning and tax planning.

@Brian Bradley will state that LLC is not really a true liability protection vehicle.

My daughter went with a Lenox furnace & a/c. 2 yrs later (2016) both the blower & inducer motors died???.

I can usually get about 4 good years out of an $1800 vehicle.