Yes most of the time most of the markets are self-adjusting.

I would just talk to your adjuster… you aren’t going to ‘mess up your claim’ or piss anyone off by asking them about your specific question.  

Exactly, and now I'm wondering if where I saw this was a presentation where someone manually analyzed the data and produced a report because nobody seems to know of a tool that does this.I definitely saw it though, so it exists somewhere...

The seller agreed to lower the purchase price and adjusting closing costs to avoid any wash.  

Had I gone to the city, I would have known that the house was built without a permit, and that to be able to renovate the house I would have to appear before the board of adjustment of the city.6) Most importantly, the current New Western business model does not afford new investors time to do their due diligence on a house.

This isn’t an SEC traded investment, no liens or 1st positions, no personal guarantees on behalf of the GP, If you go back thru and show us your deal analysis versus your checklist you will probably see an investment marketed at 14% return which should have been Risk adjusted down to 8%.  

The added rate adjustments of the term and IO period usually negate the benefits (or many of them). 

Plus they adjust based on sales and not for a little while i noticed.

The differences are not very big and adjustments are mild, but that is also something to be aware of as it might surprise you, depending on the lender.

When the adjuster finally shows up, he/she will be able to give an estimate to fix the damage and what the insurance will pay - minus the deductible.