I went to the ATM to today to see if I could just start withdrawing my funds from the account that way but since I have several virtual accounts with funds in each one and baselane only issued one debit card for the "main" account, it won't let me pull the funds from the additional accounts.

When you sell, you will likely get appreciation - but that is not the main purpose of your investment.Direct SF ownership might be safer - also, it might not be safer.   

Ideally, I would love to buy a multi-family property and rent it out, I would consider house hacking but I mainly want to my first property to be one that I can improve on and have it generate income for me.

There are a bunch of good choices IMHO.We don't have leather but all our surfaces are super durable because they are higher end sofas and chairs.The 3 main couches are a pair of Basset and a La-Z-Boy.

The main way to reduce your DTI from RE is using a DSCR loan, however using an LLC is recommended to do so more effectively.

You get a great house to live in $150k-300k less than what you would otherwise pay for OR sell the main house as well for maximum profit.Photos are of a recent project from 2017.

SFR is far less impacted by such, mainly because the debt being capitalized over 30yr terms vs, 3-5-7. 

I know dang good and well these "note students" are not getting that type of education.I paint with a broad brush, mainly because I can hold a big brush

It also makes it harder for other operators down the road--- not your main concern but we all impact each other.What about you and your wife live in the garage unit, and rent out the house for a lot more, at least until all this permitting is figured out.

Mainly because you remind me of the unsavory individuals I have had the displeasure of meeting.