I mean, if it all melts down and I loose my job or can't pay my mortgage, it looks like I can pass the buck on to someone else in this new, no accountability financial system.

I have watched friends that were in great financial situations loose their jobs because businesses where doing the same as your common consumer and are now either facing foreclosure or have already been foreclosed upon.

If the banks decline the short sale, my friend and i are thinking about just walking away. we're both braced for 7 years of bad luck and see it as our last but acceptable option... we're not all caught up in "loosing our home" emotions because we want out.

Time to cut her loose.

You need to really increase the rents or sell since this seems to be a loosing proposition.

If they loose I will tighten up.

Otherwise you can loose money.One last strategy is by using video.

On the plus side, it's in the agent's best interest to close the sale before the auction or else he looses any chance of getting paid.I can't imagine what contract you have with the agent unless you contracted with him as a buyers agent.

The more option the more interest the seller haves NOT to loose the property and pay on time.9.

ALWAYS, ALWAYS, ALWAYS deal with a deliquent tenant ONLY when you have a court date...delaying filing the proper pay or quit and eviction court paperwork ONLY benefits the tenant.If you want to stay a landlord, get a good L-T attorney - NOT a real estate attorney - and follow what the attorney does and go to each and every court date so that you learn what to do and how to do it....most states are fairly easy and the court paperwork is available online...just learn the ropes so you are not so fearful and don't loose months of rent to a "professional" tenant in the future.