@Randall Ayers By coincidence I was at a market update meeting this afternoon and a presenter was a hard money lender in Arizona and...wait for it...Colorado.

She waited until I was out of state at my stepmom's funeral to pull this stunt.

Should I move on and wait a month?

If you want to lay some tile, give it a try, but keep your hands out these areas.3.

I also cherish spending quality time with my wonderful fiancée, Miranda.I can’t wait to connect with all of you!

Buy the single family first and see if owner will wait six months for the 9 unit. 

Then you have the opposing army of inflation waiting just over the hill to invade when you do.

@Jaycee Greene I met with the credit union and waiting on an appraisal but pretty certain I'll access to around $80K @ 8%.

For conventional cash out refinances where your DTI is used, a year of waiting or seasoning is required. 

Fannie does have a guideline that allows a property to be deeded over to an entity so long as the original borrower is also in the entity, but you have to wait 6 months of seasoning and maintain continuity of ownership.