Sorry you had to go through all that Spencer but thank you for posting for all of us considering paying their high price tag for services  

This is a fine needle to thread because at this size, you very quickly start competing with high net worth individuals who are seeking summer homes. 

The main reasin is for a better clearance of liability. with you editing a signed contract, that has a high Probability of letting a tenant be able to void the contract and it actually happening.

That looks to me like $200-300 too high for the current rental market.

It can eat into your cash flow, but if you're earning high income from your W-2 job (I assume you are if you're buying in all cash), it makes more sense to use your time making more income versus managing maintenance requests as you scale. 

There are also several funds out there that provide high single digit yields that are low risk. 

I thought I was buying at top of the market in 2020...and 2022...but prices continue to remain high. 

Again even if you have great credit as you start to add more credit cards, mortgages, auto loans to your credit you can also be viewed as "High risk" due to Excessive trade lines in credit or higher DTI - debt to income ratios. 

I will provide some thoughts on the San Diego purchase- virtually all high LTV mls purchases since rates started to hike have negative cash flow at purchase- historically great appreciation- historically great rent growth but recently flattening- prop 13 is great benefit for long holds- laws keep getting less LL friendly.

Look at what high interest credit cards you can get rid of, pay down, or move to zero interest promotion cards for say 15 months etc.