We are using a 2/1 buydown to extend our window to refi.Our lender was a bit all over the place for this loan and also contributed to our delay. 

Hi Sammy,Glad to see you taking steps in your real estate investing career, it helps to get reps in and learn.As for what you should do, your title states that you have "little equity", does that mean there is little equity in the Florida property or you have little available for another equity investment.I'd caution a refi with little equity, as stability in the early stages of your investment career is crucial to long-term success, try not to over extend yourself and potentially end up behind.Having access to investors and partners is the name of the game for scaling and limited funds, if you have access to investor capital, working with a wholesaler to acquire a flip may be a good option just be mindful of the risks of as-is properties and having investor capital at risk. 

It is generally legal for a landlord to include provisions in a lease regarding the duration of guest stays and potential charges for extended visits.

It's important for investors to know that most Mexican banks will extend you a loan in Mexican pesos, not USD.

New laws have changed that by extending Cobra from 18 months to 24 months.

As with most extended warranties such as cars, electronics, etc your almost always better off self insuring. 

Correct some like me need more time, and yes they extended my contract to 180days as they are pushing for success!  

Many landlords opt for modest rent decreases or propose multi-year leases with slight increases over the extended term to provide stability for both parties.

Are there any Extended Stay type hotels in your area? 

If it were my lease, I'd just add language in an addendum to clearly state it was under the month-to-month provision from dates x to y, now lease term is extended to ... and all other provisions still remain in effect.