I want discuss the challenges we encountered to help the group.Contractors....were do I start?  

Now I though that was the worst thing I had to encounter with B2R now I go to sell my property I found out they stuck a 20% prepayment penalty in my loan docs. 

Have any of you encountered any such sellers?

Has anyone offered this type of services and what kind of problems were encountered?

I know bad tenants aren't limited to just low income properties but you may encounter more.

Borrowers searching for hard money loans often encounter predators or upfront fee loan scams rather than legitimate hard money lenders.

That's is a whole other topic though.I've never encountered an occupied REO though.

You're going to encounter more drama and crackhead wannabe contractors going the Craigslist route but it's also a good bet at beating down the many times ridiculous prices about 90% of companies charge when the company they work for is more than likely only paying them 15 to 20 bucks an hour anyway and offering meager benefits.

Most residential mortgage folks (brokers and real estate agents) I've encountered demonstrate an understanding of convenience when it comes to CMHC programs.  

As a newbie, I have encountered many that have tried to sell me their books, their products, their mentoring programs etc...however, I'm learning very quickly what to look for and most importantly how to STAY FOCUSED!