Irregardless of SEC 8, you cannot discriminate against anyone with a disability, period!  

Do the math.Also, you should be keenly aware that on this type of investments you have disabled the two main wealth generators of real estate: principal pay down and appreciation (both natural and forced).

I work full time as a special education teacher helping youth with disabilities prepare for jobs and internships and transition into adult life.

(I'm unemployed & on disability, so cannot afford to let the money go to waste!)

Another important detail - a decent amount of Section 8 tenants have some sort of physical disability and much prefer to live on the first floor (because they have trouble climbing steps); and so it's definitely easier to rent a 1st floor unit out, Section 8-wise. 

Does anyone here know if it’s “possible” to obtain a mortgage loan to purchase an owner occupy single family home if the only source of income is social security disability, and they have poor credit??? 

The unscrupulous investor will:Have the homeowner sign a Quit Claim Deed in which the homeowner signs over their ownership in the property.Fail to explain to the homeowner that they, the homeowner, are still responsible for the mortgage.Fail to warn the homeowner that they could be violating their “due on sale clause” with their lender.The homeowner is usually elderly or part of an at-risk population (English isn’t their first language, disability of some kind, etc.).The Division advises the following when it comes to these types of rescue transactions:Don’t sign any documents or a deed to anyone until you have had a chance to talk with your lender and an attorney about your mortgage obligations and your legal rights.Colorado has a Foreclosure Protection Act that affords you certain rights when you are financially distressed.It’s best to take proactive steps when you first start having financial problems, and here are some resources that you can contact:Colorado Housing Connects – Colorado Foreclosure Hotline – Colorado Bar Association “Find-a-Lawyer” – Colorado Legal Services – Disability Law Colorado (Formerly The Legal Center for People with Disabilities and Older People) –  Subscriber Services:Manage Subscriber Preferences | Help POWERED BY Privacy Policy

Do you feel the amount you purchased is sufficient to cover you in the event a tenant is disabled or dies at your property and they try to hold you responsible?

All 3 tenants in the unit are on disability and telling me I can't kick them out in winter or basically at all because they are handicapped.I know there is a law that the power company cannot disconnect your heat in winter in Wisconsin but can you end a month to month lease??

Emotional support animal protection is meant to protect a person with an emotional or mental disability, the law is not made to punish the landlord.