Quote from @Tanya Maslach: Hi allSome context:We have 1 LTR in Denver now, and reside there. 

Owensboro, the state's 4th largest city, has a population under 100K, and many OOS investors prefer cities with at least 300K residents and strong job growth.

Investment Info:Single-family residence fix & flip investment.

A little more about the situation: I bought a duplex last year as a first investment property / primary residence.

Good day mates🫡,I was told that you have to be in your residence for a certain amount of time before you can get a heloc on it.

I'm also assuming that you are looking to use these homes as a primary residence.

When a husband and wife jointly own a residence, and the husband takes out a Home Equity Line of Credit (HELOC) in his name only, the spouse's involvement and liability can vary based on several factors, including state laws and the lender's requirements.1.

Investment Info:Single-family residence buy & hold investment.

Have gloves and masks for the men , you dont know whats inside Send them a letter telling the residents that on DEC 12 they will be evicted and all their belongings will be put on the curb .

There is nothing in the original post that stated the resident's situation was anything like yours.