If these servicing companies can’t get their act together and this pain in the neck activity continues, we may just pay these loans off entirely or refinance with our local credit union.  

Hi Randall-Congratulations on buying a rental property well back in 2020.I am sorry to hear the property is now cashflow negative $200 a month.Your question is should you sell or continue to keep it with the negative cashflow.Depends on your personal goals and if being negative $200 a month plus any unexpected repairs or vacancies is affordable to you, but if you can solve the negative cashflow by turning the property into a furnished mid-term rental, for example, your future self may thank you.To Your Success!

While James was on here continuing to bash me and others, acting like some special kinda crayon my agent was working with title. 

I would recommend finding a way to continue to practice in some capacity, at the very least to cover living expenses.

I continued paying what I had paid before, with the additional money purely going to principal.The recast to a lower amount was purely to reduce my committed monthly payment to a point that I could get my property to cash flow if I had to move out (job loss, etc).

Just a week later the Court deemed it not to have standing, just to reverse the opinion this week and continue the Stay!

After all I paid him my hard earned money...nope, he just drops you & doesn't let you continue. 

So talk to your bank and insurer before continuing. 

Reese's "free" course is really "first lesson free", then you are directed to a paywall to continue.  

5K rent seems cheap for the area so I would continue with that.