All I am asking is a reference to a bank that has a good web site that will allow me to do all my online transactions and be easy to work with.

They will tell you what they are and they include an on site visit to your location.

I've had issues with their system not notifying me when a tenant has a maintenance issue and there are times the site is requires me to clear my cookies before I can see anything in there.

Yes, having two liens can complicate things, especially with a conventional lender.

In most cases, neither is warranted.Warning: I am not an attorney, and this can be a complicated topic.

Welcome to the site, Steve.

Has anyone purchased homes off of auction sites or even in person?

You can go there and ask any and all questions you have.It sounds like you are leaning towards continuing to run your own bookkeeping which I think makes sense considering you have a few properties and just started.Bookkeeping for rental properties, especially when rehabs are involved, is more complicated than most people like to believe.

They seem mostly suited for off-site wall segments production and I have to wonder about the economic viability in real-world projects. 

Joseph,Bigger Pockets is the best site on the internet to build a newtork and get all the hlep you need to avoid mistakes and save money!