As a result, her and I were able to buy our very first investment home back in 2006 from the brotherly love city of Philly which is where I also met my husband. 

I am not a lender, I'm an investor that typically buys major city-center multifamily. 

Then again, curb appeal doesn't matter as much in the inner-city parts of my market - more so in the suburbs.Lastly, if a property is newly built/renovated, 'neutral' may not be the best route.

I wouldn't bother investing outside of the big city centers, nor buying anything younger than 30 years old. 

The biggest thing to me is buying in quality areas that will increase in value over time.

I think a big catalyst this year across all areas of real estate will be the unemployment rate and personal income growth within the Kansas City metropolitan areas and surrounding cities.

HI Stephon, Just now seeing this post and if you were down here you know that the city was shut down with the first 5+ inch snowfall in a decade haha.

Thanks @Henry Lazerow, that is basically what we do in the city. 

Wells, Citi & Chase), but moving all your money for current rates might not be something an investor wants to do. 

Jacksonville has been building at record levels and is/was one of the highest cities in the country delivering new housing units as a percentage of existing housing units.