Lending: You bet.

HELOCs are variable rates and it's highly likely that they'll actually be LOWER in the near future, why not bet on that?

While you've taken the creative liberty of using an alias, the real issue here seems to be your penchant for continuously spreading misleading information all over the web (You've been BUSY).

It would be much harder to do any of this with existing electrical since it was giant web of a mess.

@Dennis Carter IINot an attorney but I do not see why title insurance would cover this as there was no written agreement that was missed it was verbal - there was nothing they missed.Sounds like your best bet is to drill your own well.

For database, Excel, Google Sheets, or AirTable (web based).

If your debt is student loans at 6-8% interest your best bet is to pay them down/off as fast as possible as most investments will achieve a similar result but that is gross (before taxes) not net.  

Betting on appreciation for the recapture of initial funds in this market with a refi may put you negative cash flow.

Gamblers hope for the big pay off that may show up with a $100 bet on my conversation with Jack.

So I understand to scale a training business many times you have to outsource ( don't know if this company is doing that) But out source your lead gen funnel.. pretty tough for the actual owners to respond to all the hits they are going to get if they are out on the web with mass advertising..