Quote from @Chris Rich: Depends on your approach - cash flow or appreciation.

What’s been most effective for you, and are there any unique or creative approaches you’ve tried that have worked?

Where I buy, which I think has some of the best price to income ratios out there I recommend a minimum of $185k cash on hand (for the DIYer) and $220k-$235k cash on hand for someone looking for a hands off approach.

- What’s the best approach for financing land purchases, especially if development will span multiple phases?

I like @Dave DeMarco approach of staggering in every few weeks, but right now the space seems more like trading than long term investing, at least with any meaningful amount of money.

That being said, I approached a local DSCR lender who refuses to look at my specific rental strategy in underwriting. 

As a real estate agent working in the investment space, I’m always looking to fine-tune my approach and discover new ways to find potential deals, whether it's off-market properties, distressed assets, or any other lead sources.Some questions I’m thinking about:What CRM tools have you found the most helpful?

Shoot me a message and I'd be happy to share how we approach this situation in the state and individual cities. 

If this is a 1-4 unit residential loan, most appraisers and lenders are going to use the sales comparison approach.

One approach is to emphasize your reliability and track record, showing that a lower EMD doesn’t impact your ability to close deals successfully.