These were my requirements when I last listed a place (almost 3 years ago):Rental requirements:Credit score of 650+Verified income of 3x the monthly rentPositive reference from previous landlordsClean criminal and rental historyMaximum occupancy: 5 peopleApplication fee: 40/adult applicant

Even a more modest debt like $50k will take any excess income that a young adult would put towards buying a home and put them 10-20 years behind previous generations, and that in itself will set back their accumulating wealth. this generation is well and truly f*cked.

Any information/analysis is for entertainment purposes only and to foster discussion.

CA benefits from a glorious past with tech industry and entertainment industry to name a few, that were built before CA became effectively a one party system; and this "People's Republic" unfortunately also "occupies" more than half of our beautiful West Coast with prime real estate.

Does this sound reasonable or am I crazy for entertaining the idea?

@Glenn Jubildo - On top of everyone else’s concerns, that I feel are very valid,  before you purchase a 4-5 bedroom home that you plan to use as student housing, you may want to look into 1) whether or not it is legal to rent to 4 or more unrelated adults in your market (in mine it is not) and 2) if you will be able to find a property manager willing to take on student rentals. 

My grandparents were first generation Americans who were just starting their lives as young adults when the Depression hit - my grandfather spoke broken English and better Italian than English, and had a 5th grade education.

I'm betting a local bank or Wells Fargo will be the only place that would entertain it.Best of luckStephanie@Kevin Romines

She is an older woman that says she is going through a divorce and wants to move to my town so she can be close to her adult daughter. 

Somewhere around 25, as freshly graduated bachelor's or master's degree graduates with well-paying jobs after interning and finishing their first years on the job, they truly enter the dating scene as adults with good jobs and strong prospects.