Maybe they could do some sort of private reverse mortgage?

If you'd like more information on one of these, then private message me.

A minimum of 10-15% down is required though Thanks, sent a private note to learn more.   

Currently, I live in Hawaii, house hacking my own property, and am looking to expand into out-of-state long-term rentals.My goals now are to master the art of wholesaling, continue raising private money, and build a strong portfolio of long-term rentals.

Texas is exploring several public-private partnerships to tackle housing affordability, especially as demand outpaces supply.

However, depending on your loan type, if you put less than 20% down, you may have PMI (private mortgage insurance) which will make your monthly payment higher by up to a couple hundred dollars.

I mention this so you know we have a background in financing deals and acquiring them, and not just managing them since my profile label says property manager.)

I feel like my best route to getting started is by working with partners or private lenders given my current available capital.

The loan can be called, but in the 45 years I have been doing this I can only recall a handful of cases and it usually was Credit Unions or private money lenders.  

I'm familiar with how a hard money loan is structured, but structuring a deal from a private lender seems like the wild west.