The aids health foundation is sponsoring, to the tune of in excess of $10m, a proposition (prop 33) to over turn Costa Hawkins.  

Generally in this day and age its pretty easy to do quick due diligence (google, website, reviews, etc) to determine if a lender is reputable or not.Also - noting look straight from the NewFi websitehttps://newfi.com/dscr-loans/something is definitely off here if you were told you got a DSCR Loan and were required to provide tax returns to "qualify" - someone is not telling you the 100% truth which is certainly a flag to me. 

I can use Google to walk the streets.  

You can Google and see a number of pricing and models.

I have googled so much and I am getting mixed answers on everything.

I googled the address, and it comes up as a condo for down there, but why would a 952 number be the rental manager for an apartment in Miami? 

Use Google Maps to see what is in the immediate area.

I'd look into hiring an attorney by reaching out to legal aid.

.: damn, Steve, you got to put the kool-aid down every once in a while. ask yourself the same simple question your hopeful couldn't answer the other night: "are you better off today than you were 4 years ago?"

A quick Google search for the Ashland, KY area only list a larger local company and I'm fairly certain they own all the properties they manage, or out of state companies that I'm not sure would manage quads (which is probably where I would start).