I use cozy.co very actively and I love this program.I evaluated 3 other online rent payment software before selecting cozy.co.

No background what-so-ever except the select few seminars I have attended that really opened up my way of thinking.  

We've been using leverage to "go wide" and then using the Debt Snowball to "go deep" to pay the properties off faster. 

What bucket to select or which pump to use comes from understanding the effects of your efforts.

Will I need to provide a business plan or any documents regarding the property as it has not been selected or secured yet?

He brings the world’s most beautiful and luxurious vacation property, second homes and retirement destinations world wide within reach of the everyday investor and family through education, large volume purchasing power, a strong knowledgeable team and empowers average people to invest with confidence in international real estate.

This will help you make a selection of cities that would be more appropriate than other cities.Depending on the answers above, this will help you making in decision on engaging a partner in the US.  

How do you select the best cities to invest in?  

There are wide divides in the multifamily industry and depending on the loan amount there are different lenders (or lender products that you are looking for):Loans under $1M - local banks$1-5MM - Small balance Freddie$2-20MM - FHA (if you are looking for a longer term/fully amortizing debt)$5-50MM - Fannie Mae/Freddie Mac$10MM+ - Portfolio Lenders (large banks or insurance companies). 

I really like the Oliva Master Blend Select, CAO Brazilia, and Rocky Patel 10th Anniversary.