What is your most effective marketing approach?

I would like to be knowledgeable enough to effectively teach her about the structure of the deal so I can better resolve any apprehensions she may have.Thank you in advance for any information you can provide!  

The borrow made a number of partial payments and missed a lot of payments so I need a spreadsheet to calculate the balance due taking into effect the principal, interest and penalties. 

Wonder what the community thinks on its effect on investors if it becomes main stream.

Ok, stick with me on this one...I am a potential investor and I'm trying to figure out the best way to start. Here is a quick rundown of my current situation.I own a house worth $210,000 - free and clear no mortgage C...

She in effect owned 1/2 the property but had no loan obligation.

That being said, commercial analysis also incorporates Current Ratio which effectively replaces a reserve analysis.  

Would it effect my debt to income ratio and not allow me to purchase a home personally?

This basically brings the borrower back to 0 financed properties for conventional lending purposes as of current guidelines (May 2017).The most effective way (90-95% probability) to make sure an underwriter doesn't count them in your financed property count is to have your LLC that holds your properties file a 1065 partnership return since these properties do not flow down to your personal tax return (form 1040), and therefore only issues a K1 form down to your personal return.

Most of these services charge a flat fee so it's inexpensive and effective.