If your asking these questions here, find a friend who can help so you don't get fleeced.Drawback is usually the loan is more expensive/higher rate, they may not report to credit agencies (won't improve your credit, but this can keep your documented DTI ratio lower which may be good) and if they do use a servicer, somebody (you, unless you negotiate otherwise) will pay a service fee to have your money processed every month.

It just seems that most of my analysis is putting my strike price usually ~25% below what is being offered.

I asked all the usual questions found out she is 4 months behind on her mortgage.

Usually properties in California go to the tax deed auction after 5 years of unpaid taxes.

The usual scenario is to leverage your return higher by borrowing at interest rate lower than your cap rate.In your example, assuming no capital expenditures, loan costs, closing costs, etc... a 7.7% CAP and 80% loan, rough estimates of your CoC return at different interest rates might look like below: Interest Rate Cash on Cash Return 4.0% 15.6% 5.0% 12.7% 6.0% 9.7%As you can see the lower the interest rate on the loan the higher the return.Cheers...

Usually roofing companies will price the job by the square. have them figure out how many square you will need, you can figure it to so that you do not get ripped off, and have them put it in writing what their price is for the job.

I've had success with boosting posts for events and such, but it's usually nothing too crazy.

A HELOC rate is variable and is usually higher then a 30 yr fixed.

@Chelsea Mastin and @Al Williamson You could split with town/municipal approval without condo-ing.With basement units egress windows are usually an issue. 

@Sam Josh as usual, it depends on where and what type of property you have.