I'm guessing the "within 6 month" requirement is part of the 6 payment requirement and figures into the back end financing arrangments.Good luck.

I usually try to keep those the same as all things go up and difficult to guess will go up faster. 

But if there isn't, I guess it will simply remain a black box.

I guess I can just be happy to never have to be a landlord again.

I would guess you do a few things extremely well. 

not sure if they have come back.  2nd position hlocs are sure to be pretty pricey, I'm guessing at least 2% points higher...Good luck.

Unless you get a solid quote in advance to run your numbers, that part of it is a guess.

i couldn't find any agents on BP close to the town, and we live in northern New England so its not exactly a day trip to go see it, although we can fly standby on any airline (a benefit we plan to use to our full advantage in this new venture). so this would be a long-distance investment... i guess i should call some local lenders, property managers and agents to see what they think?

The area is near a new light rail so we would guess it will continue to go up.

Now, yes, you need to use that as your primary residence, and sometimes plans change on how long you plan to do that for.I guess the question is how much down payment you do actually have for another home.