I'm guessing this doesn't factor in those that have refinanced after closing and bringing this 54% rate down.  

Their prices for me have been less than Home Depot.I have a cousin who is excellent at siding work (I'm guessing you mean vinyl).

Let's think about numbers real quick...ROI on Conventional 20 percent down ($36,000) for $275/month ($3,300/year) cash flow = 9.16 ROIROI on FHA 3.5 percent down ($6,300) for (complete guess) $150/month ($1,800/year) cash flow = 28.57 ROIROI on 0 Percent down for $125/month ($1,500/year) cash flow = INFINITIA strategy you could implement might look like this: buy #1 with your VA, a year later #2 with FHA, a year later Refi #1 into conventional, buy #3 with VA, a year later Refi #2 into conventional, buy #4 FHA.

Only one person could guess what it was. 

Lots of posts on BP about how corporate veils being pierced easily (probably because too many people don't protect it, or know how to is my guess). 

@Peter Beckwith I don't think it's the case with either, because I've never heard of that.I mean, I guess I can't blame some companies for trying it, but I've never encountered it and probably wouldn't agree to it.On the other hand, if they want to give me a competitive quote on my primary residence to try to win my business independently, I'm always open to considering ways to save money 😀

I guess as I am writing this, Im not entirely sure what else I would want to invest in!  

.- I am guessing, based on having seen this before when people use 'partnership' mortgages to get their DTI to work in the Bay Area, your tax paperwork is going to say you only get half the rent.I of course have not seen your income paperwork, but that means on the next mortgage application you will at that point have all of that counted against your income, which may hurt the odds - a lot.

I haven't dealt with this specific situation so I'm not entirely sure, but my guess would be that since it is you place of primary residence that would supersede any other issue.

I am guessing it has to be sub 3%