You are basically just guessing on your first one and based on those results you can better predict additional units.

I guess I did not factor or consider that appreciation would be pretty important factor for refi If I went this route. 

However I guess they take the appraised amount, subtract the loan amount first and then calculate the 80% which left us with 137k.  

I guess what I meant to say is there are small pockets that are doing PF/Gat like numbers.

I guess I'm trying to find a good option to take money out of the investment property without having to wait 1 year, to grow my portfolio more quickly, ideally.  

I'm going to guess $4 a square foot, maybe more if the drywall skin peels off with the steaming and you must replace drywall then $6.

I’m guessing you beat out some financed offers by being all cash?

@david @David Brent thanks David, I do googled this topic before posting here as u said there is no clear answer even on those articles. but now i'm getting little bit of sense on this topic. anyway for CRE prices are in direct relation with NOI so debt will be considered as second part i Guess that still kind of have Impact and No impact on Property Values based on supply and Demand and future Economic factors not just the Interest rates

I guess it somewhat depends on my investment strategy, which right now could go one of two ways 1) stabilize to market and refinance to get equity back 2) hold until I am old lol5yr | 3.75% | 20yr am | 80% LTV | .5% fee7yr | 4% | 20yr am | 80% LTV | .5% fee5yr | 4.25% | 20yr am | 80% LTV | .5% fee7yr | 3.4% | 30yr am | 2yr IO | 80% LTV | 1% fee5yr | 3.1% | 30yr am | 1yr IO | 80% LTV | 1% fee7yr | 3.5% | 25yr am | 80% LTV | 1% feeSo what would the benefit be going with the IO period?

I guess my question is would I be able to find something reasonable with my current situation?