Because of it only had one bathtub was a one and a half bath.

My husband and I bought a duplex a little over a year ago with an FHA loan and a 3.5% down payment.

Education and risk control...and a spinoff from the education is more risk control

We all can see  that there is a huge slow down and a lot of markets got flat and wonder if savvy investors think that it might sink further, especially now with mortgage rate going up again in October.

The Numbers Initially, the ARV for this project was $360,000, with a rehab budget of $122,000 and a timeline of 9 months.

The cause of a bankruptcy is irrelevant, medical or otherwise, what is important is the length of time since the bankruptcy and there record since.Simply because it was caused by medical does not change the fact that following a bankruptcy a individual is financially fragile and a very high risk.

There would be a common kitchen. social area, and bathing area (a few baths/showers) but each unit would have living space, bedroom, 0.5 bath, and a small kitchenette.  

I am currently going to my local college to eventually get my CPA so I have good math skills and a general understanding of money/investments/risk.

go easy on me, I'm color blind and a terrible artist...heres what I put together...Rough sketch with the walls i want to remove in red, existing/walls I'm keeping in yellowhttps://drive.google.com/file/d/1h9Zsm8YeuIYLlbInY...Rough sketch overlay to aerial photo to show hip roof. https://drive.google.com/file/d/1OK90I7ikqJp6_7b7a...Attic shot looking west from the corner. 

In VA, it's really easy and a great way to pre-screen people, it's like getting a public background check.