I do the same stuff that everyone else does with those points.

Maybe you can find ways in the early stage to dovetail the two, as an example, learning about credit scores and debt while aggressively paying down actual debt and manipulating you credit factors to increase your score. another example, mind an investor who need help in your area, work for free to learn stuff and ask instead for a tiny slice of a deal, learn and build your future at the same tie. it's a life long pursuit!

I work 40-50 hours/week and during the day it can get pretty hectic with the day-to-day stuff that happens in my job.

All exciting stuff.

If it is just cosmetic stuff, could you do the work yourself perhaps?.

When you factor that stuff into the equation the cash-flow changes.

Sold it off Facebook posts (we caught some steam with some of the design stuff we did and attracted buyers early ) for $269k after some closing assistance , paying my realtor $3500 and all other costs associated we will net $62,000 !

This stuff works if you do it correctly.  

This is stuff that is on literally every house.

Of Realtors leases cannot be used unless a licensed broker is affiliated with the lease.I do feel more confident with the stuff I have based on your responses.