So although initially this may seem like a set back, if you do it right, you'll end up with a brand new kitchen redone up to code, get your lost rent paid back from the insurance.  

Seems like you're a tech guy, so I can understand your struggle with Hubspot which can be clunky.

I talked to a mortgage consultant who is a family friend and he seems to think I’m far away from being ready to buy.

Also your goals seem a bit vague.

Full disclosure, I am completely new to Real Estate Investing and when I say "completely new", I mean asking the most basic questions that may seem like a no-brainer for most others that have been in the game for six months or more.

Plumbing and the roof is suspect, but the foundation seems OK based on what I've heard.I guess I feel like I need the rental income as my business failed recently and I have no income coming in.

The dollar amount seems pretty reasonable.  

Seems like there's just not many small multi-family available period.Yesterday, we came across what appeared to be the perfect property on the MLS.

Thanks— yeah, that seems to be my same situation!

From our conversations the seller seems to be comfortable with his buildings producing.