It might surprise you, but investing overseas could bring in much more cash flow and appreciation than you thought possiblehttps://www.youtube.com/watch?

Just save up enough until you have a down payment.

Get rid of debt, build a budget, and save.

I reduced rental price and saw two new "saves" for my listing in Zillow but no contacts yet. 

.)* Say sorry, lose the deal / get* Fix it, write it off, and stop paying the holding costs* Negotiate to fix their most critical issues~~~Random Thoughts From a buyer's perspective-- as people above mentioned, newer buyers tend to want a flip property that's PERFECT and have a hard time wrapping their head around blowing through savings and then ALSO having to fix it further... 

But if not BankofAmer, would another mortgage lender take on the 2 mortgages and blend the interest rates together based on my credit and possibly even cash flow?

Your cash flow is limited there so hopefully the property is in good shape.You would likely be better to use a HELOC to take to invest in a quadplex or two-family if you wanted to go multi because you won't see a property at 2.875% ever again most likely.

If a tenant is breaking their lease to leave, we will work with them, but we make them cover the gap period between tenants as "still their responsibility" - and we let them know we are really good to get the unit filled quickly - so it is a joint effort to save the tenant money, and to fill the unit quickly.All the best!

An FHA loan can be assumed by anyone who qualifies for the loan.But in all cases, the new borrower will most likely have to bring an enormous amount of cash to closing.

2-3x times cash on cash?