I am not of the people, only looking for guidance.It is not super complicated but it is risky and I am not sure how to go about it 100% and what the best ways are to prevent any problems.A person wants to sell his house and a potential buyer offered to the current homeowner that they would pay him a lump sum of cash upfront, and then pay off the rest with a set monthly payment within a 5 year period.

@Liz Cole - 10% is a pretty low estimate for CapEx, and when you're dealing with a loss gross-rent building like $1050, that's a risky assumption.

However, where we live, it just seems a whole lot less passive and risky for little to no additional upside.Oh, one more thing.

Chances are they are not qualified, which means that the risk is higher.  

I know it's a rather risky investment but they do guarantee a reimbursement if the eREIT performs less than 20% annually.

At rates around 5%, income streams are looking a bit on the expensive side (and subsequently risky) for me to get in at this time. 

I got a long email from my insurance guy explaining that > than 5 unit buildings are just more risky and are more prone to partial losses.

Buying in the Seattle metro area right now is pretty risky and I'm predicting a correction sometime in the next year or so.  

It's a real factor in many people not buying at the moment, but I think the risk is largely unrealized at the moment.  

I typically stay on the lower end, but occasionally come across larger deals in need of a value add proposition.