And if the "life" of the loan is contractually 1 year, to be renewed annually for a processing fee after financial review, is the "life of the loan" one year?

Read it loved it and was actually looking at a review of one of his other books that someone posted on here.

In popular areas, it's easy to get lost in the stack of places on VRBO, especially if you're new and don't have many reviews. 

It's not clear what the provision of your lease arrangement is with the church, but I would suggest you pull that out and start reviewing it.  

The Mortgagee, per the security instrument, is allowed to include those arrears and advances made when finalizing the total amounts due under the note which is subject to review and approval by the system thus recovering those dues from the property at or from sale.   

Again, Would like to pay an attorney to review my contracts for wholesaling.

I was given Doug Mcknight from Coldwell Bankers info but I have no experience with him and he doesn't have any online reviews so I wanted to see if anyone else has a good recommendation or if they have any experience working with Doug McKnight. 

There is no real easy way to understand this from them beside actually reviewing loans they have made in the past.  

When I check reviews of hotels, service people, etc.

You might want to review all his properties.Some years ago we were represented by a small local broker we knew here in L.A. on an out of town property offered by a friend of his at Marcus and Millichap.