Any places that do not have prepayment penalties or have lower LTV requirements? 

There's also a large majority of consumers spending above their means and dismissing the necessary liquidity it requires to purchase a house, but are still marked in the "demand" category.Legit demand versus qualified demand is wide right now in America.

We work with a lot of investors and business owners who need to go this route because of the way their tax returns read or because conventional requires two full years of tax returns for self employment income to be added. 

Pleas I don’t know but I feel like theirs and urge of importance hear thanks you in advance salu

Most proudly told me they paid out on the 10th or 12th and never required reserves.

I'd challenge the realtor and ask them to involve their broker on this one.Out here in AZ we (sellers) need to complete a seller disclosure form (called SPDS) which requires us to answer around 100 questions about the property before we sell.

When I get potential tenants contacts from the website (hundreds of them), I email the detailed minimum requirements and date and times that we are available for showings.   

I do recall that some DSCR UW require you to have a primary because it provides them an additional security that you aren't going to move in.

Due to item 1, adding an ADU can require years to start achieving any return (once the accumulated cash flow recovers the initial negative position).4) Adding an ADU is a slow process.

However, it was not required with this lender.