Remember that they are the experts of not paying what is due.

Also, remember to take pics as you go as proof of the work.

Remember, to change a portolio loan rule means that the board of directors of that bank has to agree to the change.  

Just stick to the numbers and remember this is a long term play.

I remember an old axiom, I heard decades ago that 10% of the sales people make 90% of the money and the other 90% of the sales people share the remaining 10% of the money.

Do what is average to the subject property in that neighberhood.Always remember to do the math analysis and try to look at the property before making an offer, especially on the first ones.  

Remember, if it were easy, everyone would be doing it.

But the thing to remember is the seller might not accept that offer if it gets to complex and somebody comes along who doesn't need all those inspections.

I remember listening to my parents who bought a small farm in 1967.

@Rath Yelandur  Property insurance was based on normal property insurance company costs...I don't remember the actual costs but I'm thinking about $1,300 through the title company?