Also, I think, the investment risk is more connected on the chosen project- property income, market value of the project.

I have been doing a lot of research here and I *think* I understand how this all works.

I've already stopped cash bleeding in all areas of my business over the past 45 days and I am freezing all improvement projects and released some existing staff.  

Hi Hong, I think you started the same post twice FYI

Otherwise you are DIY running a rooming house and its alot of work screening and managing the 2am fights, tenants leaving their trash in the kitchen iratating the other tenants.Its all doable, just the actual amount of hands on is more then you might think, even if padsplit is in your area and is willing to take your house into their system.   

what I was thinking I can do is move my family into the empty unit after the lease is up and attempt to furnish the unit I live in currently ...

Yeah I agree, I think cashing out the crypto is smart, Isn't I'll keep asking around for other lenders!

I think that's the only way I could give intelligent advice on this Q. 

But first-time deals are not ripe for seller financing most of the time because new investors think you get your cake and eat it too.

Then decide if its for you , I teach folks how open ALFs for free friends of my wife nurse and others 80% run away when they hear what it takes 10% said they'll think about it and 5% do it then out of the 5% half close them or sell them in first year.