Love the concept of "Thursday Three's"!

I feel like they repeat many of the same concepts but there are always a few gems in each one.

It doesn’t have to be the same credit union… For the refi I have a DSCR lender ready to loan me 100% of the appraised value since I've owned the property for more than 6 months (had it for 12 years) and the the debt/income ration is only for the property (not personal).

No equity equals no cash flow.This formula is not meant to serve as an investment model, nor is it meant to give you financial advice; it is simply to show you a concept that the average real estate investor has not considered.

It’s not necessarily the company it’s the concept and idea.

I'm probably over simplifying it but that's the "concept" of it. 

One of my favorite general business concepts is how one of my favorite writers defines business strategy - "What can we do that is really freaking hard?"

The other important concept to know is that you may not cash flow that well this year.  

Under the legal concept of "tacking," the possession of each owner is tacked onto the possession of prior owners for purposes of determining the relevant time period.

You hear a lot about a "50/50 split where one partner provides the cash and the other provides knowledge or sweat equity" really doesn't make sense.The concept is that investors make money off their capital or credit servicability.