These are business purpose loans in which we lend to an LLC that you control and is less impactful on your credit.

@Kevin Panella The statewide law that controls this is AB1482.

If you can't keep control of your personal finances, you are highly unlikely to succeed in real estate investing.

A lot of people are asking if I plan to do a revision in the near future, and the honest answer is, until the market settles down and inflation is under control, any pricing speculation is going to be out of date pretty quickly.All that said, the main purpose of the book isn't to list prices for things.

Many who are looking for some relief from transactional fees and frustration seek checkbook control via an IRA LLC or a Solo 401k.

The creditworthiness of the borrower is still important and most lenders will underwrite any individual that has control over the asset. 

In addition you have NO control over market appreciation.

You have less control if an HOA is involved.

The PM company uses in house people for most of the renovations to control timelines and cost. 

This is an emergency and should be explained to your tenant in that light.You have to learn to take control of the situation and know your rights as a Landlord.