I realize you want lots of cash now but there may be a more profitable way to structure this deal if it's done right and get rid of your headaches.

A developer or large scale multi-family investor might have concerns that could be addressed by such a strategy, but I just don't see where the average investor who is conservative (buys smart/makes sensible profit projections) and diversified (not all the eggs in one basket) would need this kind of complex "hedge" for their investments.Your example is "a home" for a "sale close in 9 months" and that sounds like one big project and all of your eggs are in one basket.

Does A private individual doing private mortgages for profit on OO primary residents at 16 percent interest throughout the United States need to be licensed?

Thank you to those who responded so far.Tony: I'm very new so all I've been focusing on so far is traditional wholesaling and wholesaling lease options.Im getting the feeling that I should stay here for a while and educate myself more on all the different ways to profit in REI before making a move.

They realized that there is a demand for financing and that they can provide it for a profit so they are

Attorney Jon David Huffman is a real estate litigator.He writes for our Profit Newsletter each month.Some of his articles can be seen here:http://atlantareia.com/author/jon-david-huffman/His contact information is on the bottom of each article.Hope this helps!

I have worked some comps and it appears it could rent for $1200-1300 comfortably, but my main concern is that it has a $267 HOA attached to it that would eat directly from my profit.

Jumping into an apartment complex without some experience under your belt may be very profitable, but you will lack the fine tuned skills that may handicap your returns while you adjust to the learning curve.Zillow's zestimate can be good too.

A new supplement to the HAFA guidelines "amends this restriction to allow servicers the discretion to approve sales to non-profit organizations with the stated purpose that the property will be rented or resold to the borrower, so long as all other HAFA program requirements are met."

If I over paid would it still be profitable.