However, just remember that at some point in the future you'll likely have to recapture that depreciation when you sell and pay tax on the difference between your sales price and the amount you have left to depreciate.

I did explain to them their options they had (such as sell it on the market, keep it and file BK, get a loan mod, and credit counselors out there who could potentially assist).

I am interested in house hacking, SFH, long term hold and possibly multi-family in the future.

Depending on how clever the current tenants are, they could potentially drag it on for lot longer. 

I know I'm prepared to handle a potential bad tenant situation, so if a seller will pay me (price reduction) to take on that work/risk, then that is gravy for me. 2.

I currently work full-time, raising 2 kids with my husband, with the dream that I can quit my job one day and take control of my time and future.

This can reduce your taxable income for the year.Carrying Forward Unused Losses: If your total capital losses exceed your total capital gains plus the allowable deduction against other income (currently up to $3,000 for individuals or $6,000 for married couples filing jointly), you can carry forward the unused portion of your capital losses to future tax years.Regarding your question about deferring capital losses into 2023 and using them to offset capital gains in that year, yes, you can typically carry forward unused capital losses from previous years and use them in future years, even if you had capital gains in those previous years.So, if you choose not to use all of your capital losses from 2022 to offset your income in that year, you can carry forward the remaining losses to 2023 and use them to offset capital gains you expect to have in that year.

If you see really low rates, that likely means your investment will struggle to make money, and will also be difficult to sell in the future.

Doesn't align with our values but illustrates that rents have to go up to keep future redevelopment at bay.  

I'm pretty conservative with my money, but if I knew I wanted more rentals in the near future, I'd be saving my money for a down payment and looking for the right property.